Individuals can file bankruptcy without an attorney, which is called filing pro se. However, seeking the advice of a qualified attorney is strongly recommended.
If you’re struggling to keep up with your debt, you may be contemplating the idea of filing for bankruptcy. But if you’re going to do so, it’s important to know what you’re signing up for. As such,
It’s a common misconception that you can’t discharge tax debts in bankruptcy. It’s possible, but discharge is subject to a good many rules. Income tax debts might be eligible for discharge under Chapter 7 or Chapter 13 of the Bankruptcy Code, depending on how old they are and some other criteria.
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Chapter 7 bankruptcy has a filing fee of $335, but if you can show that your income is below a certain threshold, you may be able to waive the filing fee and file for free. If you file a Chapter 13, you cannot waive the filing fee, but you might be able to pay it in installments.
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Filing for bankruptcy will get rid of some, but not all, lawsuits. If you’re thinking about bankruptcy, it’s a good idea to make sure your tax returns are up to date. Filing for bankruptcy for student loans can potentially help make your payments more affordable, but getting them discharged is an uphill battle.
Hiring an attorney is not required, but it is recommended. Filing for bankruptcy is a very complicated process and is rarely successful without the help of an attorney. Free legal services are available for those who cannot afford an attorney. For help finding an attorney, contact the American Bar Association or the legal services corporation.
The two businesses are separate, so the bankruptcy filing does not affect the brewpub. As part of the reorganization plan, Empire Farm Brewery has entered an agreement to sell many of its assets,
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I meet with a lot of people who believe that bankruptcy is going to be their best option. And truthfully, for most of the people I meet with.
Pre-bankruptcy credit counseling and pre-discharge debtor education may not be provided at the same time. Credit counseling must take place before you file for bankruptcy; debtor education must take place after you file.