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Alternative lenders will usually charge you a one-time lender fee, and their rates can be a touch higher than "A" lender interest rates. In 2009, the Obama administration implemented a financial stability plan with a series of alternative mortgage programs for homeowners facing foreclosure, struggling to make payments or hoping to.

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Alternative lending is a commonly used term that describes various types of lending options for buyers, investors, and businesses that do not rely on the traditional mortgage lending. These are often used when the borrower is not able to receive financing from regular lender for one reason or another

Mortgages don’t just come from banks. Credit unions, online lenders, lending marketplaces, brokers and hard money lenders can offer or connect you with a home loan. It can pay to look beyond the bank and consider the benefits of alternative lenders.

Since 1996, US Mortgages has been helping home buyers make their dreams come true. From purchasing first homes to refinancing homes to meet financial goals, US mortgages takes great pride in never offering a loan that doesn’t benefit the borrower.As a mortgage company in Denver, we offer hundreds of customizable loan products that can help people in most financial situations.

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